Golf 7 R Insuranace

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Future-R
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Golf 7 R Insuranace

Post by Future-R »

Hi guys,

I am looking to get myself a Golf 7 R and was wondering how much the insurance would be (round about, I know it is all personalized)? I did a quote with one of the companies and was quoted close to R5 000. I live in a one of the most secure areas in Cape Town (subjective lol). I park in an a garage, automatic gates and all.

I love the car, but feel this insurance premium is a bit too much.

Thanks,

Future-R.
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amstel18
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Re: Golf 7 R Insuranace

Post by amstel18 »

biggest factor is age and marital status
Current:
2018 VW Tiguan Allspace
Ex:
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Titleists
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Re: Golf 7 R Insuranace

Post by Titleists »

Mine is about R800pm which includes business use. Age and qualification also plays a role.
VCDS changes done by me for a minimal fee

My ex rides:

2013 LHD Scirocco R
2011 Golf 6 GTI
Future-R
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Re: Golf 7 R Insuranace

Post by Future-R »

amstel18 wrote: Tue Aug 13, 2019 3:02 pm biggest factor is age and marital status
Thanks for the reply, Amstel. I am under 30 and single. Looks like I need to get married just to drive the R :bang:
2SCOOPS
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Re: Golf 7 R Insuranace

Post by 2SCOOPS »

Titleists wrote: Tue Aug 13, 2019 3:02 pm Mine is about R800pm which includes business use. Age and qualification also plays a role.
Didn't know qualification is a factor as they only ask whats your job title.
Current:
2012 VW Golf 6R DSG
Ex
2009 VW Golf 5 GTI DSG
2014 VW Golf 7 Gti
2010 Honda Civic Type R - Championship Edition
2011 VW Golf 6 GTI DSG
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Future-R
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Re: Golf 7 R Insuranace

Post by Future-R »

Titleists wrote: Tue Aug 13, 2019 3:02 pm Mine is about R800pm which includes business use. Age and qualification also plays a role.
I am under 30 and qualified. But damn the difference between R800 and R5 000. I am getting bent over here.
sbu.mah
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Re: Golf 7 R Insuranace

Post by sbu.mah »

Titleists wrote:Mine is about R800pm which includes business use. Age and qualification also plays a role.
Wow R800 for a Golf R - could even get close to that with my Polo.

Paying R1600 on my Mk7 Gti. Had a write off last year, so that comes into play

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Future-R
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Re: Golf 7 R Insuranace

Post by Future-R »

Future-R wrote: Tue Aug 13, 2019 3:11 pm
Titleists wrote: Tue Aug 13, 2019 3:02 pm Mine is about R800pm which includes business use. Age and qualification also plays a role.
I am under 30 and qualified. But damn the difference between R800 and R5 000. I am getting bent over here.
And by the way, does the business use part increase or decrease the premium?
Future-R
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Re: Golf 7 R Insuranace

Post by Future-R »

sbu.mah wrote: Tue Aug 13, 2019 3:12 pm
Titleists wrote:Mine is about R800pm which includes business use. Age and qualification also plays a role.
Wow R800 for a Golf R - could even get close to that with my Polo.

Paying R1600 on my Mk7 Gti. Had a write off last year, so that comes into play

Sent from my SM-N960F using Tapatalk
That sounds reasonable. Could always be lower though, if you know what I mean. :grin:
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Titleists
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Re: Golf 7 R Insuranace

Post by Titleists »

Future-R wrote: Tue Aug 13, 2019 3:13 pm
Future-R wrote: Tue Aug 13, 2019 3:11 pm
Titleists wrote: Tue Aug 13, 2019 3:02 pm Mine is about R800pm which includes business use. Age and qualification also plays a role.
I am under 30 and qualified. But damn the difference between R800 and R5 000. I am getting bent over here.
And by the way, does the business use part increase or decrease the premium?
Increase, as risk increases because it means you use the car for work, thus spending more time on the road.
VCDS changes done by me for a minimal fee

My ex rides:

2013 LHD Scirocco R
2011 Golf 6 GTI
Future-R
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Re: Golf 7 R Insuranace

Post by Future-R »

Titleists wrote: Tue Aug 13, 2019 3:18 pm
Future-R wrote: Tue Aug 13, 2019 3:13 pm
Future-R wrote: Tue Aug 13, 2019 3:11 pm
Titleists wrote: Tue Aug 13, 2019 3:02 pm Mine is about R800pm which includes business use. Age and qualification also plays a role.
I am under 30 and qualified. But damn the difference between R800 and R5 000. I am getting bent over here.
And by the way, does the business use part increase or decrease the premium?
Increase, as risk increases because it means you use the car for work, thus spending more time on the road.
Now I am feeling even more violated! Thanks for your quick replies, Titleists.
jaunrothner
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Re: Golf 7 R Insuranace

Post by jaunrothner »

Wow guys,

I am reading this article and realized that the Insurance companies are making a ton of money each month from the VW community,

R5k for insurance on a Golf R is crazy, means the car will end up costing you well over R10k each month, add your petrol spend and the car will cost you anything between R12k - R14k a month,

I must be the only poor guy in here then :bang:
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Neuk
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Re: Golf 7 R Insuranace

Post by Neuk »

Titleists wrote: Tue Aug 13, 2019 3:02 pm Mine is about R800pm which includes business use. Age and qualification also plays a role.
R800 is bloody cheap :cool: I was paying around R2.5k a few years back but my R is covered by my employer now under their group insurance scheme so I only pay fringe benefit tax.
Current Garage:
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Roxy: 2015 VW Golf R
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V-Wagon
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Re: Golf 7 R Insuranace

Post by V-Wagon »

Wow that is super cheap!
I just got a 2020 registered Golf 7 1.4 TSI with R-line kit and I pay R1 400pm.
I'm 41, and don't even use it for business use.

Perhaps we should all share insurance companies or brokers and try help one another out to get comparative quotes and better deals.

There's no way ANYONE should be paying R5000pm for insurance, its reasons like that so many people are uninsured.
Titleists wrote: Tue Aug 13, 2019 3:02 pm Mine is about R800pm which includes business use. Age and qualification also plays a role.
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